Table of Contents
- Pioneer Valley Community Investing - opportunities for local investment through community loan funds and direct investment in the Pioneer Valley
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- Community First Fund, Common Capital, Holyoke MA, (413) 420-0183
- Co-op Power Member Loan Program, energy co-op, accepts member loans, (413) 772-8898
- Cooperative Fund of New England, Amherst MA, (800) 818-7833
- Equity Trust Fund, Amherst MA, (413) 256-6161
- Flexible Capital Fund, Vermont Sustainable Jobs Fund, (802) 828-5320
- MLCC Business Loan Program, Massachusetts Latino Chamber of Commerce, (413) 746-1989
- PVGrows Investment Fund, FCCDC, (413) 774-7204.
- River Valley Market Member Loan Program, food co-op, accepts member loans, (413) 584-2665
- Local Investing in General
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Reading:
- Local Dollars, Local Sense: How to Shift Your Money from Wall Street to Main Street and Achieve Real Prosperity, book by Michael Shuman
- Locavesting, The revolution in Local Investing, book by Amy Cortese (her Ted talk)
- Inquiries into the Nature of Slow Money, Investing as if Food, Farms, and Fertility Mattered, book by Woody Tasch
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Financing the New or Growing Enterprise: A Private Placement Primer, article prepared for Slow Money, By John Friedman, August 2010
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Organizations:
- Business Alliance for Local Living Economies, Community Capital Toolkit
- Local Investing Resource Center
- Videos:
- Michael Shuman (Local Dollars Local Sense) and Carol Hewett (Financing Our Foodshed), Locally Invested
- Gar Alperovitz, on his book What Then Must We Do
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Reading:
- Evaluating Investment Opportunities
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- Checklist for Investment Decisions, published by Retirement Industry Trust Association
- Evaluating Business Investments, 2013 Co-op Power Summit slides by Alan Singer, FCCDC
- Models for Local Investor Organizations
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- LION, local investing organizations started in Port Townsend WA, now more widely replicated (e.g.LION:PDX, Cayuga LION, NYC LION, Madison (WI) LION, now-forming Berkshire-Columbia Investment Network)
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- Local Investing Opportunities, by James Frazier
- LION Membership Application, for joining LION as an investor
- LION Investing Opportunity Submission form, for business owners to seek investors
- Investment Clubs
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- Cooperative Investment Clubs, invest 100% in co-ops
- SEC's FAQ on Investment Clubs
- Local Investment Clubs: A Replicable Example from Slow Money Maine, No Small Potatoes Investment Club of Maine (video)
- Cooperative Investment Clubs, invest 100% in co-ops
- Self-Directed IRAs
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- Self-Directed IRA Web Site, excellent articles about self-directed IRAs by NuWire Investor
- Self-Directed IRA Custodians, NuWire Investor's list with links to detailed information
- Millenium Trust, a good custodian for social impact investing (affordable, fixed annual fees)
- Take charge of your IRA, CNN Money article
- Really Take Charge of Your IRA Investments, slide stack by Scott Reed
- Co-op Power's web portal to SDIRAServices.com (waive application fee)
- Cooperative Fund of New England instructions for making a loan from a self-directed IRA
- Local Investment Exchanges
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- Local Stock Exchanges: The Next Wave of Community Economy Building, Michael Schuman, Twenty-Seventh Annual E. F. Schumacher Lectures
- The Investment Exchange, Toronto ON
- The Next Generation of Stock Exchanges, Creating local stock exchanges as hubs to support local living economies, John Katovich
- Pioneer Valley, Western Massachusetts Local Focus
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- Pioneer Valley Grows, local investing in farming and food businesses
- Pioneer Valley Slow Money, PV Grows Slow Money working group
- Pioneer Valley Local First, encouraging people to buy and bank locally
- Pioneer Valley Planning Commission
- River Valley Investors, group of SEC Accredited Local Investors
- Valley Venture Mentors, volunteer advice and coaching for start ups
- Community Investment Tax Credits
- The CITC is a Massachusetts funded program that provides a 50% tax credit for "qualifying investments", really cash donations to Community Development Corporations (CDCs) to help build and sustain local efforts to address local needs. Minimum donation is $1000. A person in the 35% tax bracket, final out of pocket could be $325 for a $1,000 donation; for a $10,000 donation, $3,250.
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- Franklin County CDC, growing sustainable businesses and communities
- Valley CDC, focuses on development and managing affordable rental housing, and building assets through homeownership and small business development
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